Dental Insurance

We are in network and accept most HMO and PPO plans as well Medi-Cal Denti-Cal, medical PPOs as well Medicare Part B PPO.

Below, you will find a list of some of the contracted and accepted dental insurance companies.

Please contact us if you do not find the name of your dental insurance company.

  • Aetna
  • Ameriplan
  • Assurant Employee Benefits (Now Sun Life)
  • Avesis
  • BlueCross BlueShield
  • Cigna
  • DeCare Dental Health Insurance
  • Delta Dental of California
  • Dental Benefit Providers of California
  • Dental Health Alliance
  • Dentegra
  • First Dental Health PPO
  • GEHA
  • Guardian
  • Liberty Dental Plan
  • MetLife
  • Premier Access
  • Premier Access Insurance (CA)
  • Principal
  • Principal Financial Group
  • Tricare Retiree Dental Program
  • United Healthcare

Insurance FAQ

What's a covered benefit?

Treatment that is recommended by a dentist, is listed on the fee schedule, and accepted under the terms of your group’s plan. What’s optional treatment
Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.

What's the difference between indemnity, PPO, HMO, & discount insurance plans?

Indemnity or Traditional Insurance reimburses members or dentists at the dentist’s UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.


(Preferred Provider Organization) is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.


Also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don’t pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.